Turn Recovery Chaos into
Predictable Revenue
Collectra gives you real-time visibility into calls, SMS, email performance,
and recovery outcomes so you can improve collections without increasing cost.
Built for lenders, fintechs, banks, and recovery teams
MFBs
Fintechs
Collection Agencies
Digital Lenders
Credit Companies
NBFI
Features
All in One Platform
From real-time dashboards to granular communication analytics,
Collectra gives you a complete visibility into your collection performance.
Real-Time Recovery
Insights
Track recovery performance as it happens
Monitor recovery rate, PTP, and collections instantly
Communications Intelligence
See exactly how calls, SMS, and emails perform.
Identify what drives actual repayments
Portfolio-Level
Control
Break down performance by bucket, and timeline.
Know what’s working and fix what’s not
How it works
Three steps to better recovery
Get set up in minutes. Start seeing results from day one.
01
Upload Your Portfolio
Share your loan portfolio via CSV or connect through our API in a minute. Collectra handles handles the rest.
We Recover, You Monitor
Share your loan portfolio via CSV or connect through our API. Collectra handles account assignment and agent allocation from there.
Upload Your Portfolio
Share your loan portfolio via CSV or connect through our API. Collectra handles account assignment and agent allocation from there.
AI AGENTS & TOOLS
AI Tools That Drive Real Efficiency
You can ask any question about recovery performance
of your portfolio and get realtime answer.
Chat with Collectra
Ask me anything about your collection performance, portfolio insights, recovery strategies, or generate reports.
Collection performance
How is our collection performance trending this month compared to last month?
Top delinquent accounts
Show me the top 5 delinquent accounts by outstanding balance.
Recovery strategies
What recovery strategies do you recommend for accounts in the 60-90 day bucket?
Generate report summary
Generate a summary report of our SMS campaign effectiveness this week.
AI Summary
Generate
Get Instant Clarity
Can answer queries like:
“Show me the top-performing recovery channel this month.”
“What is the success rate for calls vs. SMS?”
“Generate a recovery report for March 2026.”
Can guide users to features, provide tips, and assist in analytics
WHY Collectra
Collectra Delivers What
Collection Agents Can’t
80% of fraud and AML leaders find it difficult to get a unified view of their data.
Collectra was built to solve that.
DATA
Why Collectra is different
Built specifically for loan recovery (not generic analytics)
Combines operations + communication + recovery data
Designed for decision-makers, not just analysts
Helps increase recovery without increasing effort
Explore our data strength
Payment Channels
Distribution by channel
Bank Transfer
42%
Card
28%
USSD
18%
Wallet
12%
8.2%
Total Recovered
₦89.3M
12.5%
Assigned Portfolio
₦245.8M
Daily SMS Volume
Sent, delivered, and failed per day
8 Feb
12 Feb
16 Feb
20 Feb
0
500
1000
1500
2000
Sent
Delivered
Failed
Call Outcomes
Daily connected, PTP, answered & no answer
8 Feb
0
65
130
195
260
Connected
PTP
Answered
No Answer
FLEXIBILITY
Turn insights into measurable revenue
Improve recovery rates by identifying top-performing channels
Reduce wasted spend on ineffective communication
Hold partners accountable with real data
Make faster, smarter decisions
Explore our machine learning and AI-driven analysis
Request for a Demo
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